Shopping is one of the activities we all love. That is for a fact. However, lack of money can be a real set back when it comes to purchasing the things you love. In such situations, one might be tempted to borrow a few bucks from a friend or some finance agency to satiate the shopping appetite. In some instances, poor credit scores can deter shopping with our credit cards. If you are caught up in any of these situations, worry no more. With Fingerhut, you can shop for just about anything and then pay later. In this review, we have rounded up some of the best sites that are quite like Fingerhut. Check them out, compare and contrast all of them so as to find what suits your best.
15 Best Alternative Sites to Fingerhut: Buy now pay later – no credit check & no down payment Needed!
16. Monroe and Main
This website works quite like Masseys. Monroe and Main deals in fashion clothing, footwear and other accessories for either gender. They do not stock other products that I know of. The good thing about Monroe and Main is that you can pay your instalments bit by bit in small amount of about $20 every month. I love their low interest rates, and if you default in a month or two you can still resume payments with no fines. In order to shop on this Fingerhut alternative, all that you need to do is sign up and provide your financial details. They’ll do their checks and verifications for close to a day. Once approved, you should be able to start shopping on Monroe and Main. I have used it once and I honestly loved the experience. If not for the delayed approval time, this is a very good place to shop on credit, whenever you are hard. If you are a fashionista and love shopping, I greatly recommend Monroe and Main for your shopping, whenever you are broke.
Are you madly in love with branded stuff? Masseys is where to find top brands in their hundreds. On Masseys you are certain to find leading global brands like Adidas, K Jordan, Versace, Adidas, Steve Madden, etc. This site deals in a wide range of accessories including footwear, designer clothing, beauty products and other accessories for either gender. If you love affordable designer products and you are broke, get it all from Masseys and pay latter.
During repayment, they’ll charge you a small interest and allow you to repay at rates as low as $20 every month. So, you pay small bits till you clear off the debt. No pressure calls and annoying alerts on repayment. In order to shop on Masseys, you’ll need to sign up and provide all the relevant details, s will be prompted onsite. Once you are done, approval normally takes relatively short duration. You can create an account and check out with the purchased products. If you are new to credit shopping and are wondering how to go about it, I guarantee you that Masseys comes with a very user friendly interface. You can be sure to make your purchase with no much hassle on this platform.
14. Midnight Velvet
The range of products you will get on Midnight Velvet is immense. The range is so wide, you won’t miss a thing. Notably, the site does not stock household items. If that want you are seeking, then this is probably not the right place for you. However, if you want to surprise someone with quality gifts, Midnight Velvet is the place. This site mainly deals in high quality gift items, women’s beauty products, designer clothes and a couple other accessories. It deals in women’s stuff and one or two men’s fashion wears.
If you are broke and are desperate to shop for some items, look no further than Midnight Velvet. You only need to sign up by providing your details and once approved, you should be able to access their range of products and pay later. It is important to note that the least EMI you can pick on Midnight Velvet is $20. Repayment rates are very friendly, at an interest rate of $1. However, payment defaults attract hefty fines of up to $15.
13. The Swiss Colony
This is a Swiss company that majors in food products. So if you are a foodie like me, this is your place. Till now there are plenty of websites dealing in almost all household products you might be searching for. But this site is different and unique from all the rest. The Swiss Colony company deal in every kind of food products. Some of the varieties you’ll find here include meat, chocolates, and pastries. They also have cookies, snacks, different kinds of bread and cakes. Even for those on strict diets, Swiss Colony has something for you. They have some sugar-free products you can check out. They also stock gluten free food products as well. They’re best known for their high level experience at making homemade food products. The Swiss Colony charges very low rates for their foods. From as low as $75, you’ll be able to get just about anything you want to have a taste of. For that repayment, you can bring it in a single lamp sum amount. Alternatively, you could pay in instalments as little as $ 10 every month. Shopping on the Swiss Colony only requires you to sign up and create an account. Once approved, you should be able to begin your shopping right away. Remember to check out their policy document for details pertaining the maximum amount one can shop for on credit.
This is another great alternative to Fingerhut. Unlike other credit shopping platforms, FlexShopper lets you purchase goods worth up to $2500. Of course that is dependent you’re your loyalty to the FlexShopper and most importantly, your credit worthiness. If you meet all their requirements, just sign up and provide the required information and you should be ready to get started shopping till you drop. They have been around for some time. They’re very reputable and worthy of entrusting with your credit information. This Fingerhut alternative deals in a wide range of products. If you are looking for affordable household products, kitchenware, foodstuff, and even designer shoes, etc. They stock quite a wide range of products, the largest I know of among the credit shopping platforms.
The MDG is one of the oldest credit shopping websites. If you are broke and has a very good credit history, you can get a few shopping picking from this platform; buy now pay later. Concerning their stock, this website deals in a wide range of products. Some of the varieties available on this platform include all types of furniture and just about any electronic gadget. The quality of their products is top notch. Nonetheless, it is advisable to just check in order to be sure that the product does not come with flaws. MDG has very affordable products. There’s no doubt about you loving there pricing model.
Something else you need to know about MDG is that they do not have restrictive policies. This makes it much better than most other credit shopping sites because they’ll let you own the product immediately you meet the set requirements. Because this site has been in the credit shopping business for some time now, it is very reputable and trustworthy.
10. Country Door
The Country Door is home to high quality products. If you love quality products with absolutely no flaws, this is the place to get them. The Country Door offers more than just the brand name. The company has established itself as a home of top quality products. That explains their high market value at the stock market. Country Door deals mostly in home décor products. From contemporary to classical decors in different styles, find them all here. In addition to that you will also be provided with periodic updates of some of the latest trends in Country Door products. If you are regular client, you get access to a horde of other products and offers like extra saving deals. You could also be rewarded with certificates and even coupons for shopping.
If you are a fan of electronics like myself, you will certainly enjoy a fantastic shopping experience on StoneBerry. This website is replete with some of the latest models of electronic. In addition to the wide range of electronics they deal in, you will also get some other items like furniture, household decors, general appliances, and many more. These notwithstanding, StoneBerry’s electronic collection is simply outstanding. You can be sure to find just about any electronic device of your dream. From latest phone models, Plasma TV sets to drones. They have one of the best credit systems I know of. Once you have been approved to shop with them, StoneBerry will accept repayments in the form of monthly instalments of just $5.99. You don’t get that anywhere else.
I also love the fact that they have very clear and set out policies. There are no hidden charges and their interest rate is the lowest in the market. In fact, what you see is in their policy documents is exactly what you will get when you ultimately choose to transact with them. Their products are of good quality, though it is important to double check just to be certain. They also have a quality assurance team that double check the products to ensure they are of high quality and standards. And like aforementioned, StoneBerry has absolutely no hidden bills, not even online bill payment fees or even membership charges. You simply shop now and pay later.
SSENSE is a quality Canadian fashion retailer that sells authentic designer clothing, shoes and accessories. Similar to Masseys, they feature prominent global brands like Yves St Laurent, Gucci, Versace, Balenciaga and many more.
While they're based in Montreal, they currently serve a global audience, selling in over 114 countries and operating in French, English and Japanese. Their prices are extremely competitive and inventory unmatched.
From its very name, you can tell that this site comes with a rich variety. At establishment, SkyMall used to deal specifically with airline clients. Today however, they have expanded their reach and are offering shopping services to just about anybody. If you meet the minimum requirements and are credit worthy, you can be sure to shop on SkyMall and pay later. In order to get started, all you need to do is reach the site, create an account by filling in the relevant info. They’ll counter check and then approve your application. Thence, you will be able to start shopping and enjoying a horde of other services that come with SkyMall membership. Something to note about this platform is that it charges very low interest rates. You are even allowed to make your payments in very small monthly instalments. There buy now and pay later scheme is fantastic; quite like the one for Fingerhut.
Lend you is basically a money borrowing and lending platform. Just from its very name, it is very easy to guess that. As the name indicates, the site basically focuses on money lending. The site is very different from all the other sites indicated so far. Simply put, LendYou is a brokerage platform that connects you with financial institutions that provide ready loads on particular terms and conditions. The site will also link you up with various sellers they partner with. It is important to note that the sellers do business in their own terms, aside from Lend You. The amount one receives for loan is somewhere in the tune of about $1000, some really good money for your shopping.
Registering on this platform is also very easy and simple. All you need to do is sign up and provide your details and all will be well. They’ll check and approve the application if it meets their minimum requirements. Just like that and you are good to go. All transactions on Lend You are secured by OLA and McAfee. Repayment rates are very affordable and you don’t have to worry about that.
QVC is one of my favorite platforms for credit shopping. They stock a wide range of products, just about anything you may want to buy and pay later. Repayment options are also very flexible and affordable. You don’t have to worry about exorbitant interest rates with QVC. Here, you will find all products you’ve ever wished for. From pricey electronics to basic household products and beauty products. QVC is an award winning shopping platform and as such, very reliable and dependable. Its product range and service quality is quite like what you get with Fingerhut. Repayment options are also very flexible and friendly. They offer some of the lowest interest rates in the market. You are also allowed to make your payments in instalments every month.
4. The Shopping Channel
This is one of the sites that have an interface that is quite like Fingerhut. And the services and products they offer are also similar. The Shopping Channel comes with a wide range of product varieties. Just like HSN, the Shopping Channel stocks household products, beauty products, and a couple other items. They also have the pay later scheme. So you can shop with no stress, even when you are hard up. Shopping Channel has its unique definitive features that make it uniquely different from other Fingerhut alternatives. The rates they offer for interest are also very low. In fact, the lowest I know of. Joining this credit shopping platform is very simple. You only sign up and provide all the relevant details after which they will evaluate and approve. Thence, you should be able to begin shopping in a platform of your choice.
3. Home shopping Network
The Home Shopping network, better known as HSN is one of the best online shopping platforms. This website offers literally everything that you might need under one roof. It stocks a wide variety of products and services that you may want to check out. Like Fingerhut, they also have the buy now pay later scheme. It has a very rich product variety. From electronics products, health & fitness goods, lifestyle, and home décor. They also have beauty and jewelry products. For a long time, the Home shopping Network was strictly for those living in the Ontario and other Canadian cities. Today however, they have expanded their rich and now include clients from other parts of the globe. Joining the Home shopping Network is very easy. You only need to sign up and provide your details as appropriate. That done, you just wait a few hours before they approve. After approval, you should be able to start enjoying shopping on credit and pay later. Their interest rate is also very low, something you will certainly love.
The Gettington.com is without doubt one of the most popular online shopping sites similar to the Fingerhut. It comes with a wide range of products to check out. They deal in high quality products that are also affordable. If you are looking for a good platform to buy your household products, beauty products and many more, this one is worthy of your considerations. It comes with a very friendly and intuitive user interface for easy navigation and access to features. It has been around for close to a decade. As such, you can be sure the Gettington.com has what it takes to offers quality products. Some of the products they deal in include electronics, health and fitness products, beauty products and many more.
Like Fingerhut, the Gettington.com supports the buy now pay later scheme. This makes it easy to do your shopping unhindered even when you do not have sufficient finds. Their repayments terms are also not very stringent. You can pay your loan in small monthly instalments. This helps relieve the pressure of overstretching your financial reach. They also offer free delivery to your door step.
If you are looking for a site that offers everything that you find on Fingerhut, it’s got to be the Ginny’s. It has a wide range of household products and home décor products. If you’re genuinely in need of quality home improvement & household products, there’s no better place to find them than on this Fingerhut alternative. Some of the products to find on Ginny’s include home decors, furniture, kitchenware, and many others. Simply sign up, provide your details and wait a few hours for approval. Thence you’ll be able to access a world of rich product varieties. And they also have the buy now pay later scheme. So you can be sure to shop even if you are hard up and have no money, provided you can prove your credit worthiness.
Shopping when you are broke can seem very difficult, yet it is not impossible. Fingerhut is one online shopping platform where you can enjoy shopping on credit and pay later. We have provided some Fingerhut alternative sites you may also want to consider. They have the same product variety and you can be sure to enjoy shopping with no much strain and stress.