5 Easy Ways to Get Free Money with Minimum Effort

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Free money? Sounds like a scam, right? Well, a lot of the time is it.

You’re wise not to trust ads and pop-ups that offer you bountiful rewards for no effort. However, this doesn’t mean all free money is a danger to us. The internet is a wonderful place, full of opportunity. We've scoured every corner of the web to find the best deals so you can get a little extra cash in your back pocket.

The amounts you can earn from these methods vary drastically. It can be anything from $5 to $100,000. Once you know the strategies, it’s easy to invest your time into the most profitable.

For now, let's start with the basics. Here are five easy, legitimate ways you can get free money to put towards a holiday, a new house, or just save for a rainy day.

How to make money online for free? 5 easy & quick ways to make money!

1. Free CryptoCurrency


CryptoCurrency has already made millionaires out of many savvy users. The advantage of the currency is its dramatic growth. If you want to get your hands on cryptocurrency without exchanging any money, then check out this full list of options.

They include:

  • The process of verifying transactions to add to the crypto ledger.
  • A strategy with rewards you for adding new blocks to the blockchain.
  • The practice of doing menial online tasks in exchange for cryptocurrency.

Once you own cryptocurrency, it’s easy to increase it. This process is very similar to investing, as it requires you to find the best performing option with a high exchange rate and moving it to that wallet.

You can also buy and resell currency, purchasing for the lowest market value and offering at the highest.

Related: The Safest Ways to Purchase Bitcoin

2. Cashback Apps

Cashback Apps

AI has transformed the way we save money. Now, instead of doing the hard work yourself, there's a handy app that will do it for you. Cashback apps come in many forms.

  • Comparison apps work by identifying your purchases and finding savings from other vendors. They can automatically request refunds and make smarter decisions for you without any effort required.
  • Partnered apps join forces with big retailer brands and give you instant cashback when you shop at selected stores. The shops benefit from increased business, and you benefit from free money for your loyalty.

Many cashback apps also offer cheeky extras. You can earn sign-up bonuses, or extra money when you refer a friend to the service. Many also include sweepstakes where you are entered into a draw for high-value prizes, simply for using the app.

Be aware that there’s usually a considerable waiting period – sometimes up to a few months – before you get your cash, so it’s not a quick fix for money problems.

3. Stocks and Shares

Stocks and Shares

Stocks and shares have always been a go-to for those looking to grow their finances. However, for beginners, this sector can seem somewhat overwhelming. You don't need a vast understanding of the market to make money this way. The modern age has provided a plethora of apps and resources to help even the biggest noobs tackle the stock market.

These tools vary considerably, but they all offer the same types of benefits. You can manage your trading profile online, view insights into the market, and access research about how to become a better trader.

Some even use AI technology to monitor your bank account, review your spending habits, and create bespoke recommendations based on your personal habits and goals.

The apps often require a small subscription fee, but it's minuscule compared to what you'd pay for a financial advisor at a stock brokerage.

Popular stocks and shares apps include:

  • Robinhood
  • Acorns
  • Stash
  • TD Ameritrade

4. Market Research

Market Research

This point is a little bit controversial since it's technically not free money.  You do have to invest a bit of time to see the results. However, it remains a great way to up your income with relative ease.

You can find websites and apps that, when you sign up, will create a profile of your specific demographics and psychographics. They'll use this information to find market research that fits with you and allows you to gain money once complete.

The type of tasks you'll be asked to complete varies. They include:

  • Surveys

You’ll be required to fill in a short questionnaire that is sent back to the company. Sometimes these are quite long, so be sure to check the predicted duration before committing.

  • Product Testing

You will be sent relevant products and asked to complete a review. This type of research is usually for money, but sometimes you'll be paid with the product itself.

  • Focus Groups

You'll be asked to attend a local meeting where discussions will be facilitated about a specific brand, product, or concept.

You can find appropriate researchers by Googling online. Include the type of research in which your interested and your location in the search terms, to get results that are most relevant to you.

5. Switch Bank Accounts

Switch Bank Accounts

In a pickle and need cash quick? New bank accounts and credit cards often come with sign-up bonuses. You can also look for savings accounts with a higher rate of interest, to increase your earning potential even more.

HSBC Checking Account Bonus: $750

If you open an HSBC Premier account, you are eligible for up to a $750 bonus. You get the full amount if you deposit $5000 per month into your account. If you don't receive this much monthly income, you can deposit a single payment of $5000 and still receive a $350 bonus.

Wells Fargo Checking Accounts Bonus: $400

Wells Fargo offers a bonus for opening a new checking account. You are eligible for $400 if you have $3000 of direct debits into your account for three consecutive months. You can’t receive the bonus if you already have a Wells Fargo account.

Capital One Savings Account Bonus: $500

If you already have substantial savings, opening a Capital One account could get you $500 for free and 2% APY. You are required to deposit $50,000 into the account within the first ten days and maintain that balance for a further 90.

There are countless offers out there like this, but be sure to read the fine print before committing to anything. Often, there are numerous requirements, and you don’t want to put in the effort of changing accounts, only to be bypassed for the bonus.

Enjoy Free Money with Minimal Effort

There's no such thing as a free lunch – unless you know where to look. Apps, websites, researchers, and banks all have infinite potential for earning money. Many will let you get a part of that pie, as long as you jump through the hoops.

These strategies are all legitimate ways to get free money. The more effort you put in, the most profitable your results will be. Grab your free cash today.

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